An Indian

An Indian man walks into a bank in New York City and asks for the loanofficer. He tells the loan officer that he is going to India onbusiness for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Indian man hands over the keys to a new Ferrariparked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral forthe loan. The bank's president and its officers all enjoy a good laugh at theIndian for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the Indian returns, repays the $5,000 and theinterest, which comes to $15.41.The loan officer says, "Sir, we are very happy tohave had your business, and this transaction has worked out very nicely,but we are alittle puzzled. While you were away, we checked you out and found thatyou are a multi millionaire. What puzzles us is, why would you bother to borrow "$5,000" The Indian replies: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return'" Ah, the mind of the Indian